Member Login

Flashy Black Friday & Cyber Monday Deals are Tempting -- But Don't Overdo It!

Black Friday and Cyber Monday are the two busiest shopping days of the year. To be sure, both days will be full of killer deals and they can be a great way to save money and spread out holiday spending. 
But they can also lead to impulse purchases and overspending which can take a toll on your budget and lead to unnecessary debt -- especially if you’re relying on credit cards for your holiday spending.  Here are some tips to make sure Santa is the only one in red.
  • --Avoid impulse buys. Sure, the new 90” TV is a “good deal,” but ask yourself whether you really need it.
  • --Make a budget and stick to it.
  • --Look for extra coupons and free shipping.
  • --Pre-shop for the things on your list so you know whether they’re a good deal.
And remember the saying:  Don’t go broke saving money.
Loren VanDyke Wolff is a consumer attorney with the Wolff Law Firm, PLLC where she practices with her husband, Ben. Together they work to help Kentucky consumers by providing legal services including: bankruptcy, foreclosure defense, and credit card defense. Visit them at and follow them on Twitter @ItTakesAWolff.